Financial Advice I Wish I Got in My Early 20s — Lessons from FIRE Folks!
Financial Advice I Wish I Got in My Early 20s — Lessons from FIRE Folks Your 20s are a whirlwind. You’re fresh out of university, starting your first job, navigating rent, bills, friendships, maybe even student debt. Money feels tight, and the future seems a long way off. Yet those who’ve walked the path before — especially those in the FIRE (Financial Independence, Retire Early) community — often say the same thing: “If I knew then what I know now, I’d be financially free much sooner.” This post pulls together the most valuable lessons from FIRE enthusiasts, blending their wisdom with practical steps you can take today. Even if retirement at 35 isn’t your goal, these habits will give you freedom, options, and peace of mind. Lesson 1: Live Below Your Means, Not At Them Many 20-somethings match their spending to their income. You get your first real salary, and suddenly the rent, clothes, nights out, and gadgets all expand to fit. FIRE folks warn against this — it’s called lifestyl...